What’s your Lakshya?

A clearer plan for
the goals ahead.

For salaried individuals, self-employed professionals and SME/MSME owners. Goal-led personal investment support, with separate paid consulting for business cash flow and revenue.

Book a consultation ↗Find your service

AMFI-registered Mutual Fund Distributor
Gaurav Agarwal · ARN 351373

A smiling senior citizen discussing personal financial goals with a consultant; illustrative scene

LAKSHYA · GOAL · TARGET

Start with the goal. Give your next step a purpose.

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Mutual funds & SIPs ↗Fee-based business advisory services ↗Two distinct services. One place to begin.

लक्ष्य

Lakshya means goal.

Your goal gives the conversation its direction.

We help salaried individuals, self-employed professionals and SME/MSME owners plan for their wealth goals. For those running a business, we also offer paid consulting to improve cash flow and explore new revenue.

Personal investing and business advisory services are distinct services, with separate scopes and processes.

Our work

Two different needs.
Two distinct services.

Personal investments and business decisions deserve their own attention. Here’s where we can help.

For your personal savings

Wealth Management
& Investments

For salaried and self-employed individuals investing personal savings. Start with a life goal, then discuss your time horizon, available savings and comfort with risk.

Mutual fund distribution
Goal-based investment planning
SIP planning

Plan for your wealth goals ↗

Mutual fund distribution · Gaurav Agarwal · ARN 351373

For the business you run

Advisory Services
Fee-based

For self-employed professionals and SME/MSME owners running a business. Review cash flow pressures, strengthen revenue and identify possible new revenue streams.

Cash flow improvement
Revenue enhancement
New revenue stream identification

Discuss your business goals ↗

Paid consulting. Scope, fees and measures of progress agreed in advance.

Who we help

Life rarely fits
a neat financial plan.

A regular salary, an independent practice or a growing business. Your circumstances shape the conversation.

An everyday financial planning conversation; illustrative scene

Salaried individuals

A regular salary, some savings and a busy schedule.

“I earn well, but is my money working towards my goals?”

Make room for retirement, a child’s education or a home. Simple explanations and a focused conversation help connect your savings to a purpose.

Start with your goal ↗

An engineer discussing goals; illustrative scene

Self-employed professionals

Doctors, CAs, consultants and freelancers.

“My income varies, and personal savings get mixed with business money.”

Discuss SIP planning around uneven income and build a clearer distinction between personal goals and business commitments. Tax considerations can be discussed alongside your tax professional.

Plan around your income ↗

A chef discussing business growth; illustrative scene

SME/MSME owners

Manufacturing, trading and service businesses.

“Working capital is tight, and too much revenue depends on a few sources.”

A practical, numbers-first review of cash flow, working capital and revenue concentration. Paid consulting focuses on agreed actions and measurable progress.

Review your business goals ↗

The person behind Lakshya

A conversation
with Gaurav.

Gaurav Agarwal, founder of Lakshya Wealth

MBA – Finance · NISM Series V-A
AMFI-registered MFD · ARN 351373

Gaurav AgarwalFounder, Lakshya WealthAMFI-registered Mutual Fund DistributorARN 351373

An MBA in Finance, NISM Series V-A certification and a background across finance — with your goals at the centre of the conversation.

His experience includes insurance broking, lending through the DSA channel and mutual fund distribution. Lakshya Wealth brings that background into conversations with individuals and business owners.

“Lakshya” means goal. That’s where the work begins: with what you’re trying to do, rather than a product to sell.

More about Gaurav and Lakshya ↗

A goal-led approach

Clarity for the decisions
that matter to you.

Illustrative sample testimonials — these are not actual client reviews. Approved client feedback will replace these examples.

Goal-based investing

“Connecting each investment to a goal makes the conversation easier to follow. I like knowing what I am working towards.”

Sample: salaried professional

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SIP planning

“A SIP discussion that starts with my income and priorities feels practical. The regular reviews help me stay focused on the goal.”

Sample: self-employed professional

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Emergency fund planning

“Setting aside money for unexpected expenses gave our planning a clearer starting point. It helped us separate immediate needs from longer-term goals.”

Sample: family financial planning

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